First instalment: Must remain up-to-date with premium payments and hold eligible cover for 28 consecutive days from the policy start date, and the policyholder must have registered a My Medibank account, linked their My Medibank account with their Live Better account and tracked any Live Better activity within 28 days from the policy start date to receive the initial 50% of Live Better points.Live Better points will be provided in 2 instalments. Live Better Points terms: Singles and single parents who meet all eligibility criteria will receive 50,000 Live Better Points, and families and couples who meet all eligibility criteria will receive 100,000 Live Better Points. If you've reached your limits at your previous fund you may not be able to claim straight away on extras. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. Other waiting periods apply (including 12 months on some dental services). Medibank employees are not eligible for this offer.Ģ&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Medibank may end this offer or amend these offer terms and conditions at any time without notice. Excludes Hospital only cover, Extras only cover, Basic covers, Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Must quote promo code ‘LIVEBETTER’ when joining. ‡ For new members on new memberships who join and start eligible combined Bronze hospital and extras cover or above from 5 May – 30 June 2023 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Maximum two bitewing x-rays per check-up, where clinically needed. ³ Limited to two dental check-ups on all extras annually. ² OSHC members should call the Student Health & Support Line on 1800 887 283. Excludes claims covered by third parties and our Private Room Promise. ![]() Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. ¹ For Accidents that occur in Australia after your cover starts. For information on the Target Market and Target Market Determinations, visit /travel-insurance/help/ Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. ![]() Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. ± Limits, sub-limits, special excess, exclusions and conditions apply. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. ![]() Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. However, they are free of charge and available to anyone who has a policy.* Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. It’s important to note that we don’t automatically do these medical history reviews, you must request one. If you’d like, you can request that we do a Medical History Review, which involves one of our claims adjusters reviewing your pet’s medical records to let you know what – if any – conditions would be considered pre-existing. We define what conditions are pre-existing for your pet by requesting their medical records for the 12 months (or less, if they are a new addition) prior to the purchase of the policy. As these issues can be completely cleared up, they could be covered moving forward if the pet goes 12 months symptom free. Curable pre-existing conditions include things like ear infections and undiagnosed vomiting or diarrhea. Examples of incurable pre-existing conditions include diabetes, allergies, etc. However, Embrace does distinguish between curable and incurable pre-existing conditions. No pet insurance company covers pre-existing conditions.
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